For many buyers, finance is one of the most important aspects of a property purchase. Before making an offer, it is common to obtain some form of loan approval from a lender. However, not all approvals are the same. Pre-approval and formal approval are often used interchangeably, but they represent

Newly built homes are often appealing to buyers. They offer modern finishes, updated layouts and the reassurance of a property that has not been lived in before. For many, the assumption is that a new home carries fewer risks than an established property. While this can be true in some

When purchasing property, not all buyers proceed alone. It is common for people to involve family members or partners to help secure finance, particularly where borrowing capacity is limited. Two common structures used in these situations are joint borrowing and guarantor arrangements. Although both approaches can assist buyers in entering

For many buyers, the timing of a property transaction is not straightforward. It is common for buyers to want to secure their next home before selling their current one. A subject to sale clause is designed to allow this, but it introduces additional complexity and risk for both parties. While

The final inspection is one of the last steps in the property buying process, but it is often one of the most important. It provides buyers with an opportunity to confirm that the property is in the same condition as when the contract was signed and that any agreed items