
Why it is important to make sure that your contract is conditional on finance when purchasing a home
Ensuring your contract is conditional on finance when purchasing a home in Australia is crucial for protecting yourself as a buyer. This condition gives you the opportunity to secure a loan approval before committing to the purchase fully. Here is why it is important: Firstly, it safeguards your deposit. If

How to Use Your Superannuation to Buy Your First Home Under the First Home Super Saver Scheme in 2025
The First Home Super Saver Scheme (FHSSS), introduced by the government in 2017, offers a potential solution that can help make buying your first home more achievable. Here is everything you need to know about the scheme and how to withdraw your super to purchase your first home in 2025.

Understanding the First Home Owners Grant in Australia: Criteria and Application in 2025
If you are looking to buy your first home in Queensland, the First Home Owner Grant (FHOG) is a key financial incentive that could help make your dream a reality. The FHOG is a one-time government grant provided to first-time homebuyers, offering significant financial assistance to ease the burden of

Navigating a Property Transaction in Australia: Steps and the Role of a Property Lawyer
Buying or selling property in Australia involves a series of intricate steps that require careful attention to legal and financial details. Here is a guide to the property transaction process and how a property lawyer can assist buyers throughout: Preparation and Research: You should begin by researching the property market

Understanding ‘Off the Plan’ vs. Purchasing an Existing Property in Australia
Buying property in Australia offers various avenues, each with its own considerations. ‘Off the plan’ purchases differ significantly from buying existing properties and entail unique aspects: ‘Off the Plan’ Purchases: This involves purchasing a property before its construction completion. Buyers commit based on floor plans, design concepts, and developer promises.

Understanding House Finance in Australia: Rules Banks Must Follow
House finance refers to the process of obtaining a loan from a financial institution, typically a bank, to purchase a property. In Australia, securing finance for a home involves adherence to specific rules and regulations designed to protect both borrowers and lenders. Here is a closer look at what house